Hello Kris,
I love your comment about yourself, but you are so right! You can never be too safe with clients' data, especially when sending it via email! I think whatever way you are comfortable with in protecting data is the right way!
I keep all my clients' data on a separate hard drive, locked away, and all with their own login and passwords. Nothing is saved on my computer at all. If that got stolen, or broken, then I can easily retrieve my work.
If I have to send data to a client, or their accountant, it's up to the client to reveal the login details to anyone who wants access to it. That way, I can't be held responsible for passing on their data, giving anyone access to it.
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