Hi Sarah,
I think it's something to do with the Assignment format of the exams/final tests as, to be honest, you can use your course material if you are unsure of something. I was a little annoyed (with Pitman's) as I spent about £2000 doing that course and still had to take the ICB exams, and one of the selling points of it was a possibility of ICB membership. (Which I suppose was true, but still had to sit their exams).
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